The Velocity Difference

Velocity Risk Underwriters is committed to coastal customer, those hardest hit during a storm. Writing coastal business can be turbulent, policy options may be available one year and not the next. Velocity Risk Underwriters is here to change that and bring stability back to coastal home insurance.



Velocity is defined as the speed or rate of change.


We are proud to enter all new states writing voluntary Homeowners and Dwelling Fire policies; as well as commercial lines. We are launching a comprehensive Homeowners policy in all states we serve. We are here because customers deserve better long term coastal insurance options.


Velocity Risk Underwriters writes only with A. M Best "A" rated carriers and has access to significant resources that make Velocity Risk Underwriters a unique solution. Velocity Risk Underwriters is different . To take on coastal policies with broad coverages, we have to be.  At Velocity Risk Underwriters,

  • All our carriers are A.M. Best "A" rated or better.
  • The substantial capital backing our business is dedicated to both coastal risks and long term market participation.
  • Admitted paper for peace of mind and guarantee fund protection.
  • Large appetite for all residential coastal risks, including wind only.
  • Our backing allows for expansive capacity to help you grow your book indefinitely.
  • With a long-term, stable, common-sense approach to underwriting, we may reduce volatility within your book.
  • Velocity Risk Underwriters offers competitive pricing and a high quality product offering.
  • Experienced claims professionals are standing by 24/7.

The implications of these points are significant. With carriers rated "A" by A.M. Best, and an appetite for significant coastal exposure, Velocity Risk Underwriters occupies a unique niche.