Commercial Property
Velocity Risk Underwriters offers property capacity in catastrophe-exposed areas focusing on Wind, Earthquake, and Flood coverages. Velocity Risk Underwriters is a wholesale market with access to A.M. Best Rated A (or better), Non-Admitted paper.


  • All risk or named peril with a focus on catastrophe perils
    of wind, earthquake, and flood. Submitted risk must have
    Tier 1 or 2 wind, or EQ/Flood exposure for consideration.

Risk/Policy Capacity

Large Business

  • Ability to write in all 50 states with focus on Tier 1 and 2
    business (Texas to Maine) and California, Pacific Northwest,
    and New Madrid Earthquake.
  • $300M policy occurrence limit.
  • Max $1B TIV per location.
  • $25K minimum premium.
  • Whole account, co-participation, and primary, buffer, or
    excess limits on shared and layered programs available.
  • Admitted product for commercial residential properties
    excluding apartments in Florida

Small Business

  • Coastal Tier 1/Tier 2 in Louisiana, and Texas and in all of Florida.
  • Max $10M TIV per policy.
  • $500 minimum premium.
  • Wind, Flood with Surge, Earthquake, All Other Perils and
    Equipment Breakdown coverage available.


  • Tier 1 & 2 wind from Northeast to Texas & HI.
  • All Earthquake zones.
  • National schedule of values can complement target cat territories above.
  • U.S. focus with limited international on schedule allowed.
  • Capacity available nationwide (final business entity license pending in

Target Classes of Business

  • Commercial Habitational / Condominium.
  • Real Estate / Lessor’s Risk.
  • Office / Retail / Restaurant.
  • Public Entity / Municipality/ School Districts.


  • Velocity Large Commercial can be accessed through select
    Wholesale brokers as well as select Marsh offices.
  • Velocity Small Commercial is through select Wholesale brokers.


Interstate Fire and Casualty Insurance Company

United Specialty Insurance Company