The power to get back to business, faster

Commercial Property

We have what it takes to protect your larger properties, offering comprehensive coverage, strong security, and competitive terms in the worst of catastrophes.

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Commercial Habitational

If you own condominiums, apartment buildings, or any other multi-unit dwellings, we have developed a comprehensive coverage solution just for you.

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The Velocity Edge

Catastrophe Experience

Catastrophe Experience

We specialize in providing comprehensive coverage in the wake of the most devastating disasters.

Financial Strength

Financial Strength

Experience peace of mind knowing we have the funds to deliver on our promise when it matters the most.

Depth of Offering

Depth of Offering

Beyond your property, we’ll ensure your most important business assets and possessions are protected.

Large Commercial & Habitational

During Hurricane Irma in 2017, Velocity Claims handled claims 14 percentage points faster than the market average as reported by the Florida Office of Insurance Regulation.

We offer property capacity in catastrophe-exposed areas focusing on wind, earthquake and flood coverage — so you and your business can experience calm before, during and after the storm. Here’s what’s covered when you come under our wing:

Perils

  • All risk or named perils
  • Focus on catastrophe perils of wind, earthquake and flood

Territory

  • Ability to write in all 50 states
  • Submitted risk must have at least 50% catastrophe exposure for consideration
    • Tier 1 or Tier 2 wind (Texas to Maine + Hawaii)
    • California, Pacific Northwest or New Madrid Earthquake zones
    • Flood exposure
  • U.S. focus with incidental international on schedule allowed
  • Capacity available nationwide
  • See our Moratorium Policy

Target Classes of Business

  • Commercial Habitational / Condominium
  • Real Estate / Lessor’s Risk
  • Office / Retail / Restaurant
  • Public Entity / Municipality / School Districts

Distribution

  • Our product is distributed through limited strategic partners
    • Select wholesale brokers
    • Select Marsh offices

Capacity

  • $300M policy occurrence limit
  • $75M location limit
  • $28.5M average line size
  • Max $1B TIV per location
  • $25K minimum premium
  • Whole account, co-participation and primary, buffer or excess limits on shared and layered programs available
  • Admitted product for commercial residential properties excluding apartments in Florida
    • Minimum $5M TIV
    • $40M Location limit
    • $150M Policy limit

Security

  • Certain Underwriters at Lloyds (A XV AM Best and A+ S&P rated)
  • Interstate Fire and Casualty Insurance Company (A+ XV AM Best and AA S&P rated)
  • Independent Specialty Insurance Company (A IX AM Best rated)
  • State National Insurance Company (A IX AM Best rated)

Flood Resources

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Request Quote by Phone

(615) 942-0740

Corporate Office

Velocity Risk Underwriters, LLC.
20 Burton Hills Blvd Ste 350 Nashville, TN 37215 (map)

 

Small Commercial

(844) 878-1267

Large Commercial

(615) 942-0740