Stay protected
from the
unexpected

Fast and fair coverage in the wake of the most devastating disasters.

Commercial Property

We have what it takes to protect your larger properties, offering comprehensive coverage, strong security, and competitive terms in the worst of catastrophes.

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Commercial Habitational

If you own condominiums, apartment buildings, or any other multi-unit dwellings, we have developed a comprehensive coverage solution just for you.

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The Velocity Edge

Catastrophe Experience

We specialize in providing comprehensive coverage in the wake of the most devastating disasters.

Financial Strength

Experience peace of mind knowing we have the funds to deliver on our promise when it matters the most.

Depth of Offering

Beyond your property, we’ll ensure your most important business assets and possessions are protected.

Large Commercial & Habitational

During Hurricane Irma in 2017, Velocity Claims handled claims 14 percentage points faster than the market average as reported by the Florida Office of Insurance Regulation.

We offer property capacity in catastrophe-exposed areas focusing on wind, earthquake and flood coverage — so you and your business can experience calm before, during and after the storm. Here’s what’s covered when you come under our wing:

Perils

All risk or named perils
Focus on catastrophe perils of wind, earthquake and flood

Territory

Ability to write in all 50 states
Submitted risk must have at least 50% catastrophe exposure for consideration
- Tier 1 or Tier 2 wind (Texas to Maine + Hawaii)
- California, Pacific Northwest or New Madrid Earthquake zones
- Flood exposure
U.S. focus with incidental international on schedule allowed
Capacity available nationwide
See our Moratorium Policy

Target Classes of Business

Commercial Habitational / Condominium
Real Estate / Lessor’s Risk
Office / Retail / Restaurant
Public Entity / Municipality / School Districts

Capacity

$300M policy occurrence limit
$75M location limit
$28.5M average line size
Max $1B TIV per location
$50K minimum premium
Whole account, co-participation and primary, buffer or excess limits on shared and layered programs available

Security

Certain Underwriters at Lloyds (A XV AM Best and A+ S&P rated)
Interstate Fire and Casualty Insurance Company (A+ XV AM Best and AA S&P rated)
Independent Specialty Insurance Company (A IX AM Best rated)

Distribution

Our product is distributed through select wholesale brokers

Protect your large business assets with speed and ease

Ready for a quote? We’ll connect you with the right agent to provide an estimate for your unique coverage needs.

Corporate Office

Velocity Risk Underwriters, LLC
10 Burton Hills Blvd., Ste 300
Nashville, TN 37215
Get directions

To report a claim:

(844) 878-2567
Report a claim online

Product or Policy Inquiries:

Personal Lines: (844) 878-7529
Small Commercial: (844) 878-7529
Large Commercial: (615) 942-0740

Velocity Risk Underwriters, LLC (VRU), is a Delaware limited liability company with its principal place of business in Tennessee. As a General Agent, VRU develops insurance policies from retail agents and wholesale brokers. VRU does not solicit insurance direct from the public. VRU underwrites policies using both Admitted and Non-Admitted Carriers, depending on the nature of the risk. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In the following states, VRU does business as Velocity Risk Insurance Agency, LLC with the respective license number: CA: #0K75926, NV: #3139629 and; NY: #PC-1416409, #BR-1416409 and #EX-1416409.

Stay protected
from the
unexpected

Commercial Property

Commercial Habitational

The Velocity Edge

Catastrophe Experience

Financial Strength

Depth of Offering

Large Commercial & Habitational

Perils

Territory

Target Classes of Business

Capacity

Security

Distribution

Hurricane Resources

Earthquake Resources

Flood Resources

Protect your large business assets with speed and ease

Stay protected from the unexpected

Commercial Property

Commercial Habitational

The Velocity Edge

Catastrophe Experience

Financial Strength

Depth of Offering

Large Commercial & Habitational

Perils

Territory

Target Classes of Business

Capacity

Security

Distribution

Hurricane Resources

Earthquake Resources

Flood Resources

Protect your large business assets with speed and ease

Ready for a Quote?

We'll help you find a local agent

Request Quote by Phone

Vela!

Ask us anything, We are happy to chat : )

Stay protected
from the
unexpected